Tag Archives: Saving Money
How to identify (and beat) your spending triggers
Posted on 01. Nov, 2020 by admin.
Are you buying more to perk yourself up? You aren’t alone. Since the start of COVID-19, there’s been an increase in online shoppingi. But, if you want to get a handle on your add-to-cart habit, understanding why you spend money can help bring your purchasing patterns in line with your financial goals. We often talk […]
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Checklist for the end of financial year
Posted on 01. Jul, 2020 by admin.
The end of financial year on 30 June is a good time to take stock and get your finances in order. This is an end of financial year like no other. Being prepared, reviewing your super contributions and submitting your return on time are good policies every year, but the shadow of COVID-19 (coronavirus) means […]
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What is financial wellness?
Posted on 01. Jan, 2020 by admin.
How you feel, is your wellness. How you feel about your money is your financial wellness. This can be measured by the financial wellness index, which measures a person’s satisfaction with their current and future financial situation. Some days you might feel confident you can meet your needs within the boundaries of your current income, […]
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Why saving is behaving
Posted on 01. Sep, 2019 by admin.
Did you know there are 293 ways to make change for a US dollar, but only 50 for an Australian dollar? Cashiers in America must have jumped for joy when debit cards became the rage. Is your bank taking you for a ride? We all have our own methods of saving money. Some are strict […]
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How to adult—a quick guide to personal finances in your 20s
Posted on 01. Apr, 2019 by admin.
Getting to grips with debt, budget and cash flow It’s a pity there’s no handy ‘How to’ book to teach you about adult life, especially when it comes to finances. It’s something that you need to learn on the job. To make the task easier, here’s a breakdown of the three trickiest areas to get […]
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Holiday budgeting tips — How to avoid a travel debt hangover
Posted on 01. Jan, 2019 by admin.
We’ve all had the feeling. You step off the plane from Bangkok still buzzing, images from your holiday flitting through your mind—the Parthenon, Big Ben, the Eiffel Tower. What a trip…you’re not going to kiss the tarmac or anything but it’s good to be home! You post the final selfie to Instagram on your mobile […]
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How Australians will use their tax return
Posted on 01. Oct, 2018 by admin.
© AMP Life Limited. First published August 2017 With nearly one in three people planning to save their tax return, have you considered what you might do with yours? This year more than 75% of Australians expect to receive a tax return, with a large portion of the population planning to use the money they […]
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Are you entitled to a tax deduction on personal super contributions?
Posted on 01. Aug, 2018 by admin.
© AMP Life Limited. First published April 2018 This financial year is the first time that employees can claim a tax deduction for their personal super contributions. Personal super contributions made during the 2017-18 financial year can now be claimed as a tax deduction by most Australian workers. This follows changes made by the government […]
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Why it pays to contribute to your partner’s super
Posted on 01. Jun, 2018 by admin.
© AMP Life Limited. First published March 2018 If your other half is a stay-at-home parent, working part-time or out of work, adding to their super could benefit you both financially. If your spouse (husband, wife, de facto or same-sex partner) is a low-income earner or not working at the moment, chances are they’re accumulating […]
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Be the boss of your cash
Posted on 01. Feb, 2018 by admin.
© AMP Life Limited. First published 15 October 2017 If, like many others, your life and money feels a bit like a juggling act – paying bills here and there… and “Uh oh, forgot about the council rates, guess that one’s going on the credit card”. You may be thinking that having some extra cash […]
