Tag Archives: Saving Money

Budget smarter with the 50/20/30 rule

Posted on 01. Mar, 2022 by .

New to budgeting? You may know how much money you make and have a rough idea of how much you spend. But do you know what you’re actually spending it on, or if your spending patterns will benefit you in the long run? The good news is, you don’t need complicated spreadsheets and formulas to […]

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Spouse super contributions – what are the benefits?

Posted on 01. Oct, 2021 by .

If your partner is a low-income earner, working part-time, or currently unemployed, adding to their super could benefit you both financially. Your other half might be accumulating little or no super at all to fund their retirement if they’re not a big-income earner, or they’re out of work or working less hours. If you’d like […]

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The new COVID-19 relief schemes explained

Posted on 01. Sep, 2021 by .

As we navigate more COVID-19 lockdowns across Australia, here’s a guide to the main benefits you may be entitled to from the government, state by state. With new COVID-19 lockdowns, and an increasing number of cases it’s understandable if Aussies are feeling overwhelmed. On top of that, concern about their finances can just add to […]

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More Aussies look to buy property and refinance

Posted on 01. Apr, 2021 by .

One in five Australians is hoping to purchase a property in the next 12 months, while one in three existing homeowners wants to refinance to get a better deal. Record-low interest rates and a shift in people’s mindsets, post the outbreak of the COVID-19 pandemic, are behind more Aussies looking to buy property, or refinance […]

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Tips for parents who became the bank of mum and dad

Posted on 01. Mar, 2021 by .

Aussie parents have coughed up more than $26 million to help their adult kids since COVID-19 hit our shores – and one in five is at financial risk from doing so. Parents helping their adult kids financially isn’t an unfamiliar concept in this country, but figures reveal mums and dads have forked out approximately $26.8 […]

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How to identify (and beat) your spending triggers

Posted on 01. Nov, 2020 by .

Are you buying more to perk yourself up? You aren’t alone. Since the start of COVID-19, there’s been an increase in online shoppingi. But, if you want to get a handle on your add-to-cart habit, understanding why you spend money can help bring your purchasing patterns in line with your financial goals. We often talk […]

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Checklist for the end of financial year

Posted on 01. Jul, 2020 by .

The end of financial year on 30 June is a good time to take stock and get your finances in order. This is an end of financial year like no other. Being prepared, reviewing your super contributions and submitting your return on time are good policies every year, but the shadow of COVID-19 (coronavirus) means […]

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What is financial wellness?

Posted on 01. Jan, 2020 by .

How you feel, is your wellness. How you feel about your money is your financial wellness. This can be measured by the financial wellness index, which measures a person’s satisfaction with their current and future financial situation. Some days you might feel confident you can meet your needs within the boundaries of your current income, […]

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Why saving is behaving

Posted on 01. Sep, 2019 by .

Did you know there are 293 ways to make change for a US dollar, but only 50 for an Australian dollar? Cashiers in America must have jumped for joy when debit cards became the rage. Is your bank taking you for a ride? We all have our own methods of saving money. Some are strict […]

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How to adult—a quick guide to personal finances in your 20s

Posted on 01. Apr, 2019 by .

Getting to grips with debt, budget and cash flow It’s a pity there’s no handy ‘How to’ book to teach you about adult life, especially when it comes to finances. It’s something that you need to learn on the job.  To make the task easier, here’s a breakdown of the three trickiest areas to get […]

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