Tag Archives: LifeStyle Planning

Can I go back to work if I’ve already accessed my super?

Posted on 01. Jul, 2021 by .

Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and personal circumstances, your super fund may ask you to sign a declaration stating you intend to never return to work again. However, there could be compelling reasons as to why you might […]

Continue Reading

Reviewing your personal insurance policy: when, why and how

Posted on 01. May, 2021 by .

Insurance might not always be top of mind, but it’s important to review your policies regularly to make sure you’ve got the right cover Whatever your mix of cover — life, total and permanent disability, income protection and trauma — insurance can be an important part of protecting yourself and your family, now and into […]

Continue Reading

More Aussies look to buy property and refinance

Posted on 01. Apr, 2021 by .

One in five Australians is hoping to purchase a property in the next 12 months, while one in three existing homeowners wants to refinance to get a better deal. Record-low interest rates and a shift in people’s mindsets, post the outbreak of the COVID-19 pandemic, are behind more Aussies looking to buy property, or refinance […]

Continue Reading

Ways to help reduce your debts before you retire

Posted on 01. Dec, 2020 by .

As your working life draws to a close, your social life and recreational activities don’t have to. If you’re anxious about money still owing, here are some helpful hints. Ahh retirement! You may have been dreaming about it for decades. You see yourself hanging up the work boots, putting away the laptop, swinging in a […]

Continue Reading

Gifting and financial generosity during coronavirus

Posted on 01. Jun, 2020 by .

Are you thinking of giving or lending money to adult children (or other family members) who are in financial hardship?  Parents are often called on to help during times of crisis. Now, with a growing number of people experiencing financial hardship as a result of the coronavirus pandemic (COVID-19), there’s an increased chance that parental […]

Continue Reading

Women the winners in low income super tax offset

Posted on 01. Apr, 2020 by .

Women starting a family benefit most from the government’s low-income super contribution. Women are the biggest recipientsi of the low-income super tax offset (LISTO). The number of females eligible for the tax break increases significantly around the time they start having children. How low income super tax offset (LISTO) works LISTO is a government superannuation payment […]

Continue Reading

6 ways to reduce your credit card debt once and for all

Posted on 01. Dec, 2019 by .

Here are some tips to start paying off your debt $45 billion. That’s how much Australians owe on their credit cards.i Now, perhaps that’s no drama if we’re not paying too much to access credit and we’re managing to avoid interest charges by paying back what we owe on time. But we paid a collective […]

Continue Reading

5 life insurance questions you’ve always wanted to ask

Posted on 05. Feb, 2019 by .

What impact do factors like your weight, age and smoking status have on your ability to buy life insurance?  Life insurers take into account a number of different factors when assessing insurance applications, but asking your insurer about the impact these factors might have can sometimes be difficult.  Here are the answers to some commonly […]

Continue Reading

How to deal with financial stress

Posted on 01. Sep, 2018 by .

© AMP Life Limited. First published January 2018 – nearly 1 in 3 affected Close to one in three Aussies is feeling the pinch financially, with money worries reportedly leading to sleep loss, conflicts in relationships, isolation, as well as a range of other things.1 These were the findings from the inaugural Financial Stress Index, […]

Continue Reading

Your retirement questions answered

Posted on 01. Jul, 2018 by .

© AMP Life Limited. First published January 2018 If you’re wondering what you might do with your super money when you do access it, remember there will be a number of things to weigh up and look into. How can I take my super? Taking super as a lump sum A lump sum could help […]

Continue Reading