Tag Archives: Financial Services

Protect yourself from COVID-19 related scams

Posted on 01. Aug, 2020 by .

Aside from the shutdowns, job losses and restrictions, there’s been another worrying element to the COVID-19 (coronavirus) pandemic – scammers are zeroing in on the changes to our financial interactions and shopping habits to take advantage of people across Australia.  Government website Scamwatch.gov.au reports that it’s received reports of over 2700 COVID-19 related scams – […]

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What the coronavirus stimulus package means for you and the Australian economy

Posted on 01. May, 2020 by .

With the COVID-19 coronavirus crippling the Australian economy and affecting livelihoods, the Australian Federal Government has announced a range of measures to support both businesses and individuals. The total stimulus announced to date is worth $189 billion, or 10% of the size of the Australian economy, and the government has said more financial support will […]

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Women the winners in low income super tax offset

Posted on 01. Apr, 2020 by .

Women starting a family benefit most from the government’s low-income super contribution. Women are the biggest recipientsi of the low-income super tax offset (LISTO). The number of females eligible for the tax break increases significantly around the time they start having children. How low income super tax offset (LISTO) works LISTO is a government superannuation payment […]

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Can refinancing my home loan save me money?

Posted on 01. Feb, 2020 by .

By replacing your home loan with a new one, you could take advantage of a better deal.  Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each yeari to make sure the interest rates, fees, features and terms & conditions continue to meet your needs. And with […]

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What is financial wellness?

Posted on 01. Jan, 2020 by .

How you feel, is your wellness. How you feel about your money is your financial wellness. This can be measured by the financial wellness index, which measures a person’s satisfaction with their current and future financial situation. Some days you might feel confident you can meet your needs within the boundaries of your current income, […]

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6 ways to reduce your credit card debt once and for all

Posted on 01. Dec, 2019 by .

Here are some tips to start paying off your debt $45 billion. That’s how much Australians owe on their credit cards.i Now, perhaps that’s no drama if we’re not paying too much to access credit and we’re managing to avoid interest charges by paying back what we owe on time. But we paid a collective […]

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Making the most of record-low interest rates

Posted on 01. Oct, 2019 by .

The Reserve Bank of Australia (RBA) took the cash rate to a record low of 1% in July, bringing mortgage rates to their lowest level in more than half a century. However, the low cash rate also means your money in the bank could be earning less interest. Why did the RBA cut rates? Rate […]

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Women and Money: Challenges and financial strategies

Posted on 01. Aug, 2019 by .

Many women are still lagging behind in their longer term super savings.i There are several reasons for this that are often out of a woman’s control. However, women can try certain strategies to improve their financial situation. What’s holding women back financially? Women face some very real and specific challenges when planning to put money aside […]

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Planning Your Aged Care Needs

Posted on 09. Jul, 2019 by .

The wave of older Australians will continue to grow over the coming decades. As such, we can no longer afford to ignore the issues around aged care with over 1 million retirees already accessing aged care services in Australia. Planning ahead can help to demystify aged care and reduce stress levels. With awareness and pre-planning, […]

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What kind of money parent are you?

Posted on 01. Jun, 2019 by .

Many parents approach the topic of money differently, but could your way of doing things influence your kids’ success? The majority of Aussie mums and dads recognise that they’re accountable when it comes to shaping their children’s perspective around money matters. A recent report published by the Financial Planning Association of Australia (FPA), revealed parents […]

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