Tag Archives: Financial Planning Melbourne

How to adult—a quick guide to personal finances in your 20s

Posted on 01. Apr, 2019 by .

Getting to grips with debt, budget and cash flow It’s a pity there’s no handy ‘How to’ book to teach you about adult life, especially when it comes to finances. It’s something that you need to learn on the job.  To make the task easier, here’s a breakdown of the three trickiest areas to get […]

Continue Reading

5 life insurance questions you’ve always wanted to ask

Posted on 05. Feb, 2019 by .

What impact do factors like your weight, age and smoking status have on your ability to buy life insurance?  Life insurers take into account a number of different factors when assessing insurance applications, but asking your insurer about the impact these factors might have can sometimes be difficult.  Here are the answers to some commonly […]

Continue Reading

Super investment options – what’s right for you?

Posted on 01. Dec, 2018 by .

Choosing the right super investment options at the right time could make a difference to how much money you have when you retire. When it comes to your superannuation, the investment options you choose today and in future may impact how much money you retire with.  If you haven’t selected an investment option within your […]

Continue Reading

Your retirement questions answered

Posted on 01. Jul, 2018 by .

© AMP Life Limited. First published January 2018 If you’re wondering what you might do with your super money when you do access it, remember there will be a number of things to weigh up and look into. How can I take my super? Taking super as a lump sum A lump sum could help […]

Continue Reading

What to do when you come into money

Posted on 01. Nov, 2017 by .

Published on Advant Plus in July 2017.  Article by AMP Life Limited. Whether you’re faced with an inheritance, redundancy package or winning lottery ticket, it’s wise to consider your financial situation and future goals.  For most of us, a financial windfall isn’t something that comes around very often. And while the extra cash is welcome, […]

Continue Reading

What’s your debt age?

Posted on 03. Sep, 2017 by .

Produced by AMP Life Limited 23/1/2017 The types of debt we have largely depends on our age and stage in life. For most of us, having debt in some form or another is an inescapable fact of life. And despite its reputation, debt is not necessarily a dirty word. If managed well, it can be […]

Continue Reading

Estate planning and why you need a super plan

Posted on 01. Jun, 2017 by .

By AMP Life Limited and originally published 6 October 2016. When it comes to passing-on your super money, you need to put specific plans in place so the right people end up with it when the time comes. You’d probably rather be doing something other than thinking about your own mortality. But because your super […]

Continue Reading

Can refinancing my home loan save me money?

Posted on 01. May, 2017 by .

By AMP Life Limited and originally published on 16 November 2016 at https://www.amp.com.au/news/2016/november/can-refinancing-my-home-loan-save-me-money By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year¹ to ensure the interest rates, […]

Continue Reading

Super changes from July 2017

Posted on 01. Feb, 2017 by .

How will they impact you? We cover some of the factors to be aware of given changes have just passed in parliament and are due to become superannuation law. Earlier this year, the Federal Budget announcement included a proposal to introduce changes to super bigger than the likes of anything we’ve seen in almost a […]

Continue Reading

Should you own the roof over your head?

Posted on 03. Oct, 2016 by .

When it comes to the rent-versus­ buy debate, like many of our clients you may be weighing up the pros and cons. You might be thinking that you’d love to buy a house but it all seems out of reach right now. Are you asking whether it’s still a good idea to invest in property […]

Continue Reading