Archive for 'Insurance'

Reviewing your personal insurance policy: when, why and how

Posted on 01. May, 2021 by .

Insurance might not always be top of mind, but it’s important to review your policies regularly to make sure you’ve got the right cover Whatever your mix of cover — life, total and permanent disability, income protection and trauma — insurance can be an important part of protecting yourself and your family, now and into […]

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5 life insurance questions you’ve always wanted to ask

Posted on 05. Feb, 2019 by .

What impact do factors like your weight, age and smoking status have on your ability to buy life insurance?  Life insurers take into account a number of different factors when assessing insurance applications, but asking your insurer about the impact these factors might have can sometimes be difficult.  Here are the answers to some commonly […]

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I’m young – do I need life insurance now?

Posted on 01. Nov, 2018 by .

Life insurance is usually not something people think about until they begin to accumulate assets, debts and dependants. And there can be a fair amount of information to sift through, including some little known and commonly misunderstood facts.  But you shouldn’t leave it too late in life to think about your cover. By ensuring you […]

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Blinded by optimism

Posted on 01. Nov, 2016 by .

We’re designed to believe bed things won’t happen but it pays to think clearly and put plans in place, ahead of time. Behavioural science reveals that it’s in our nature to believe bad things won’t happen to us in the future, even if we’re accustomed to bad things occurring in the past. It may be […]

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Beyond children: safeguarding the future

Posted on 26. May, 2014 by .

With your house paid off, the children grown up and your retirement savings on target, you could be lulled into a false sense of security that you no longer need personal insurance. If you or your partner were to die, then little may change in your financial situation. But what would happen if one of […]

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Taking the risk out of life

Posted on 01. Oct, 2013 by .

A small mole on his leg seemed innocuous enough to Peter, but with a history of melanoma in his family, he knew to keep an eye on it.

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Insurance – protecting more than your life

Posted on 07. Oct, 2011 by .

Nobody ever wants to think about unfortunate events in life, but sometimes things just happen. When the word “insurance” is mentioned, many people start thinking about the big one – life insurance. But life insurance is not the only form of insurance that exists in order to protect us and our assets and in that lays a problem.

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Industry Stats 2010 – Insurance Claims Paid

Posted on 31. Jul, 2011 by .

The risk store has compiled a table to show the contribution that the life risk industry makes to its policyholders’ families and businesses.

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It pays to have Trauma Insurance

Posted on 14. Mar, 2011 by .

While it’s not nice to think about, trauma insurance can be viewed as “recovery insurance” – taking the pressure off while you focus on recovering from an illness or accident rather than worrying about your finances. It should be considered an essential part of any robust wealth protection plan, as the case studies below illustrate.

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There’s more to income protection than you may think

Posted on 29. Nov, 2010 by .

There is no shortage of misconceptions on what income protection actually covers and how far reaching this cover can be.

Many who think it only covers injuries and has limited value for those in low-risk occupations are surprised to learn that it also covers illness, and that illnesses are in fact a far more common cause for claims.

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