Archive for 'Insurance'
Posted on 01. May, 2021 by admin.
Insurance might not always be top of mind, but it’s important to review your policies regularly to make sure you’ve got the right cover Whatever your mix of cover — life, total and permanent disability, income protection and trauma — insurance can be an important part of protecting yourself and your family, now and into […]
Posted on 05. Feb, 2019 by admin.
What impact do factors like your weight, age and smoking status have on your ability to buy life insurance? Life insurers take into account a number of different factors when assessing insurance applications, but asking your insurer about the impact these factors might have can sometimes be difficult. Here are the answers to some commonly […]
Posted on 01. Nov, 2018 by admin.
Life insurance is usually not something people think about until they begin to accumulate assets, debts and dependants. And there can be a fair amount of information to sift through, including some little known and commonly misunderstood facts. But you shouldn’t leave it too late in life to think about your cover. By ensuring you […]
Posted on 01. Nov, 2016 by admin.
We’re designed to believe bed things won’t happen but it pays to think clearly and put plans in place, ahead of time. Behavioural science reveals that it’s in our nature to believe bad things won’t happen to us in the future, even if we’re accustomed to bad things occurring in the past. It may be […]
Posted on 26. May, 2014 by admin.
With your house paid off, the children grown up and your retirement savings on target, you could be lulled into a false sense of security that you no longer need personal insurance. If you or your partner were to die, then little may change in your financial situation. But what would happen if one of […]
Posted on 07. Oct, 2011 by admin.
Nobody ever wants to think about unfortunate events in life, but sometimes things just happen. When the word “insurance” is mentioned, many people start thinking about the big one – life insurance. But life insurance is not the only form of insurance that exists in order to protect us and our assets and in that lays a problem.
Posted on 14. Mar, 2011 by admin.
While it’s not nice to think about, trauma insurance can be viewed as “recovery insurance” – taking the pressure off while you focus on recovering from an illness or accident rather than worrying about your finances. It should be considered an essential part of any robust wealth protection plan, as the case studies below illustrate.
Posted on 29. Nov, 2010 by admin.
There is no shortage of misconceptions on what income protection actually covers and how far reaching this cover can be.
Many who think it only covers injuries and has limited value for those in low-risk occupations are surprised to learn that it also covers illness, and that illnesses are in fact a far more common cause for claims.