How mindfulness can improve the way we work

Posted on 01. Jan, 2021 by .

Social psychologist and Harvard University Professor Ellen Langer says increased mindfulness can deliver measurable benefits. Back in the day, the workplace tended to be a more structured environment. We worked set hours, followed set procedures and conformed to a set mindset. But plenty has changed over the years. Modern 21st century workplaces are increasingly embracing […]

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Ways to help reduce your debts before you retire

Posted on 01. Dec, 2020 by .

As your working life draws to a close, your social life and recreational activities don’t have to. If you’re anxious about money still owing, here are some helpful hints. Ahh retirement! You may have been dreaming about it for decades. You see yourself hanging up the work boots, putting away the laptop, swinging in a […]

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How to identify (and beat) your spending triggers

Posted on 01. Nov, 2020 by .

Are you buying more to perk yourself up? You aren’t alone. Since the start of COVID-19, there’s been an increase in online shoppingi. But, if you want to get a handle on your add-to-cart habit, understanding why you spend money can help bring your purchasing patterns in line with your financial goals. We often talk […]

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Taking control of your personal finances in a COVID-19 world

Posted on 01. Oct, 2020 by .

Australians are becoming more engaged with their personal finances.  It’s fair to say 2020 hasn’t quite panned out the way any of us thought it would. From local bushfires to a global pandemic it’s been a rollercoaster of a ride. But there’s growing evidence that Australians are tapping into their reserves of resilience to set […]

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Ways to use your tax refund for a stronger financial future

Posted on 01. Sep, 2020 by .

Not sure what to do with your tax refund? Strategic financial decisions for your tax return begin with a strong plan.  Whether you breeze through tax time or dread the extra admin, receiving a tax refund makes the effort worthwhile. For many of us, getting a financial boost will be even more welcome this year, […]

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Protect yourself from COVID-19 related scams

Posted on 01. Aug, 2020 by .

Aside from the shutdowns, job losses and restrictions, there’s been another worrying element to the COVID-19 (coronavirus) pandemic – scammers are zeroing in on the changes to our financial interactions and shopping habits to take advantage of people across Australia.  Government website Scamwatch.gov.au reports that it’s received reports of over 2700 COVID-19 related scams – […]

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Checklist for the end of financial year

Posted on 01. Jul, 2020 by .

The end of financial year on 30 June is a good time to take stock and get your finances in order. This is an end of financial year like no other. Being prepared, reviewing your super contributions and submitting your return on time are good policies every year, but the shadow of COVID-19 (coronavirus) means […]

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Gifting and financial generosity during coronavirus

Posted on 01. Jun, 2020 by .

Are you thinking of giving or lending money to adult children (or other family members) who are in financial hardship?  Parents are often called on to help during times of crisis. Now, with a growing number of people experiencing financial hardship as a result of the coronavirus pandemic (COVID-19), there’s an increased chance that parental […]

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What the coronavirus stimulus package means for you and the Australian economy

Posted on 01. May, 2020 by .

With the COVID-19 coronavirus crippling the Australian economy and affecting livelihoods, the Australian Federal Government has announced a range of measures to support both businesses and individuals. The total stimulus announced to date is worth $189 billion, or 10% of the size of the Australian economy, and the government has said more financial support will […]

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Women the winners in low income super tax offset

Posted on 01. Apr, 2020 by .

Women starting a family benefit most from the government’s low-income super contribution. Women are the biggest recipientsi of the low-income super tax offset (LISTO). The number of females eligible for the tax break increases significantly around the time they start having children. How low income super tax offset (LISTO) works LISTO is a government superannuation payment […]

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