Making the most of record-low interest rates

Posted on 01. Oct, 2019 by .

The Reserve Bank of Australia (RBA) took the cash rate to a record low of 1% in July, bringing mortgage rates to their lowest level in more than half a century. However, the low cash rate also means your money in the bank could be earning less interest. Why did the RBA cut rates? Rate […]

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Why saving is behaving

Posted on 01. Sep, 2019 by .

Did you know there are 293 ways to make change for a US dollar, but only 50 for an Australian dollar? Cashiers in America must have jumped for joy when debit cards became the rage. Is your bank taking you for a ride? We all have our own methods of saving money. Some are strict […]

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Women and Money: Challenges and financial strategies

Posted on 01. Aug, 2019 by .

Many women are still lagging behind in their longer term super savings.i There are several reasons for this that are often out of a woman’s control. However, women can try certain strategies to improve their financial situation. What’s holding women back financially? Women face some very real and specific challenges when planning to put money aside […]

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Planning Your Aged Care Needs

Posted on 09. Jul, 2019 by .

The wave of older Australians will continue to grow over the coming decades. As such, we can no longer afford to ignore the issues around aged care with over 1 million retirees already accessing aged care services in Australia. Planning ahead can help to demystify aged care and reduce stress levels. With awareness and pre-planning, […]

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Things to avoid as a newbie investor

Posted on 01. Jul, 2019 by .

Whatever your age, if you’re thinking of dabbling in investments like shares, managed funds or cryptocurrencies, here’s a list of common mistakes which are generally worth steering clear of. 1. Failing to plan When looking to invest, it’s generally wise to think about: – your current position and how much you can realistically afford to […]

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What kind of money parent are you?

Posted on 01. Jun, 2019 by .

Many parents approach the topic of money differently, but could your way of doing things influence your kids’ success? The majority of Aussie mums and dads recognise that they’re accountable when it comes to shaping their children’s perspective around money matters. A recent report published by the Financial Planning Association of Australia (FPA), revealed parents […]

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6 steps to get your money stuff together

Posted on 01. May, 2019 by .

If you’re like three out of four Australians, you may have started the year without a proper budget.i  Research indicates that over a third of us believe budgeting is too much effort and almost one in five Aussies say budgeting takes too much time.i  Here are some easy wins to keep you on the right […]

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How to adult—a quick guide to personal finances in your 20s

Posted on 01. Apr, 2019 by .

Getting to grips with debt, budget and cash flow It’s a pity there’s no handy ‘How to’ book to teach you about adult life, especially when it comes to finances. It’s something that you need to learn on the job.  To make the task easier, here’s a breakdown of the three trickiest areas to get […]

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Would you like to retire by 40?

Posted on 01. Mar, 2019 by .

Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you?  When you’re starting out in the workforce and building your career, retirement can seem like a long way away. And with the age at which you can access your super and age pension creeping up—not to mention the […]

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5 life insurance questions you’ve always wanted to ask

Posted on 05. Feb, 2019 by .

What impact do factors like your weight, age and smoking status have on your ability to buy life insurance?  Life insurers take into account a number of different factors when assessing insurance applications, but asking your insurer about the impact these factors might have can sometimes be difficult.  Here are the answers to some commonly […]

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