40’s & Pre-Retirees | Abound Financial & Lifestyle Planning

40’s & Pre-Retirees

Feel like you’ve settled into your career and established your family but don’t know if what you’re doing now is going to get you to where you want to be in the future?

You work on a money in/money out basis, your mortgage isn’t going away any time soon and you’re sick of the day-to-day grind?

You might be close to repaying your mortgage, and you have some extra cash but are unsure of what you should be doing next?

Failing to plan for your future is a guarantee that you will fail. The plan might involve aiming to repay your mortgage in 10 years from now, or retiring in 10 years from now. You need to know that you are making the right decisions that will help you get to where you want to be. In this instance, the decisions you make relate to your finances and how your finances affect your life.

Income, expenditure, taxation, cashflow, mortgage repayment, savings, budgeting, superannuation, salary packaging, bank account, credit cards, car loan, personal insurances, home insurance, car insurance, powers of attorney, wills… these are all areas addressed in a comprehensive financial planning strategy which is formed with the intent of helping you achieve your lifestyle goals.

If you need advice on any of the above areas, you have come to the right place!

What’s more, we help you establish your lifestyle goals and align your financial plan which incorporates all of the above areas into a robust strategy formed with the intent of helping you achieve your goals. With regular review your plan is adjusted to suit your changing circumstances and to ensure that you remain on the right path!

There is never a better time to start planning than NOW, and having a clear view of the next 20 years and beyond can provide you with direction and focus in order to get to where you want to be in the future. 

When developing your financial plan is it important to gain an idea of how many years you are likely to spend in retirement. To help you gain an estimate of how long you may live, we recommend you take the My Longevity SHAPE analysis which addresses five key areas of; surroundings, health, attitude, parents and eating.

This analysis is specifically designed for Baby Boomers i.e. people born before 1961 however if you are under 45yrs choose age 45 and your results will still be quite informative. 

Click on this link to find out: My Longevity analysis!

If you would like more information about any of the areas mentioned above please contact us. Here is a Case Study to give you an example of how we could help you with Financial & Lifestyle Planning in your 40’s & Pre-Retirement.

Cashflow management and budgeting
Taxation Planning
Salary Packaging
Debt Management
Superannuation
Insurance/Risk Management
Investments
Estate Planning