Super Health

Posted on08. Sep, 2011 by admin.

Thanks to better health and treatment for disease, we are all living longer and as a result will have many more years in retirement which means we need more savings and more superannuation.

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A second chance for your New Year’s financial resolutions

Posted on08. Aug, 2011 by admin.

Did you make a financial News Year’s resolution last year that you haven’t gotten around to yet? The great news is, you have a second chance! 1 July 2011 marks the start of the 2011/12 financial year and you still have a chance to fulfil on last financial year’s promises.

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To buy or not to buy? That is the question.

Posted on21. Mar, 2011 by admin.

According to expert portfolio managers, two of the best times to buy equities during this investment lifetime were after the economic recoveries of 1974 and 1990. The lead-up periods to each of these recoveries were also the closest in terms of economic meltdown to what we have recently been through, and are facing now. In 1974 and 1990, after the first spurt of economic growth, growth decelerated again (as it has in this past quarter) before the economy took off again.

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It pays to have Trauma Insurance

Posted on14. Mar, 2011 by admin.

While it’s not nice to think about, trauma insurance can be viewed as “recovery insurance” – taking the pressure off while you focus on recovering from an illness or accident rather than worrying about your finances. It should be considered an essential part of any robust wealth protection plan, as the case studies below illustrate.

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Make your money work harder

Posted on07. Mar, 2011 by admin.

Too young to start investing? It’s never too early to start. In fact, the earlier you start investing, the better – not only will you have more time in the market to increase your potential returns, but you will reap the benefits of compounding interest (or interest on your interest).

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Avoiding your own credit crunch

Posted on20. Dec, 2010 by admin.

A survey by the Financial Literacy Foundation has found most Australians are confident at managing debt, despite the fact that debt and bankruptcy levels continue to climb. It seems that the gap between personal perception and financial reality is widening.

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The superannuation gender gap

Posted on13. Dec, 2010 by admin.

It’s an unfortunate fact that a typical woman is estimated to save 35% less for her retirement than the average man. This can be because women are more likely to take career breaks or work part-time when they start a family or care for a loved one.

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The easy way to consolidate your super

Posted on06. Dec, 2010 by admin.

Why get it sorted? If your super is lost, tracking it down may give you certainty about how much you have and how it is performing. If your super is spread across several funds, consolidating it into one fund can reduce your paperwork.

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There’s more to income protection than you may think

Posted on29. Nov, 2010 by admin.

There is no shortage of misconceptions on what income protection actually covers and how far reaching this cover can be.

Many who think it only covers injuries and has limited value for those in low-risk occupations are surprised to learn that it also covers illness, and that illnesses are in fact a far more common cause for claims.

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Risks in Retirement – The need for Financial Planning! (Part 2)

Posted on22. Nov, 2010 by admin.

As stated in my previous blog there are many risks faced by investors in retirement. The issue I want to address next is inflation. I think it is important to first understand what inflation actually is…

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