Tag Archives: Saving Money

Why saving is behaving

Posted on 01. Sep, 2019 by .

Did you know there are 293 ways to make change for a US dollar, but only 50 for an Australian dollar? Cashiers in America must have jumped for joy when debit cards became the rage. Is your bank taking you for a ride? We all have our own methods of saving money. Some are strict […]

Continue Reading

How to adult—a quick guide to personal finances in your 20s

Posted on 01. Apr, 2019 by .

Getting to grips with debt, budget and cash flow It’s a pity there’s no handy ‘How to’ book to teach you about adult life, especially when it comes to finances. It’s something that you need to learn on the job.  To make the task easier, here’s a breakdown of the three trickiest areas to get […]

Continue Reading

Holiday budgeting tips — How to avoid a travel debt hangover

Posted on 01. Jan, 2019 by .

We’ve all had the feeling. You step off the plane from Bangkok still buzzing, images from your holiday flitting through your mind—the Parthenon, Big Ben, the Eiffel Tower. What a trip…you’re not going to kiss the tarmac or anything but it’s good to be home! You post the final selfie to Instagram on your mobile […]

Continue Reading

How Australians will use their tax return

Posted on 01. Oct, 2018 by .

© AMP Life Limited. First published August 2017 With nearly one in three people planning to save their tax return, have you considered what you might do with yours?  This year more than 75% of Australians expect to receive a tax return, with a large portion of the population planning to use the money they […]

Continue Reading

Are you entitled to a tax deduction on personal super contributions?

Posted on 01. Aug, 2018 by .

© AMP Life Limited. First published April 2018 This financial year is the first time that employees can claim a tax deduction for their personal super contributions. Personal super contributions made during the 2017-18 financial year can now be claimed as a tax deduction by most Australian workers. This follows changes made by the government […]

Continue Reading

Why it pays to contribute to your partner’s super

Posted on 01. Jun, 2018 by .

© AMP Life Limited. First published March 2018 If your other half is a stay-at-home parent, working part-time or out of work, adding to their super could benefit you both financially.  If your spouse (husband, wife, de facto or same-sex partner) is a low-income earner or not working at the moment, chances are they’re accumulating […]

Continue Reading

Be the boss of your cash

Posted on 01. Feb, 2018 by .

© AMP Life Limited. First published 15 October 2017 If, like many others, your life and money feels a bit like a juggling act – paying bills here and there… and “Uh oh, forgot about the council rates, guess that one’s going on the credit card”. You may be thinking that having some extra cash […]

Continue Reading

12 ways to enjoy summer without spending a fortune

Posted on 02. Jan, 2018 by .

© AMP Life Limited. First published December 2016 If you’re wondering how you’ll make ends meet this silly season, check out these tips on how to spend, without spending every cent.  Summer in Australia can often be one of the busiest times of year with end-of-year work parties, Christmas, family gatherings, mini holiday breaks, not […]

Continue Reading

What to do when you come into money

Posted on 01. Nov, 2017 by .

Published on Advant Plus in July 2017.  Article by AMP Life Limited. Whether you’re faced with an inheritance, redundancy package or winning lottery ticket, it’s wise to consider your financial situation and future goals.  For most of us, a financial windfall isn’t something that comes around very often. And while the extra cash is welcome, […]

Continue Reading

Can delayed gratification help you with your finances?

Posted on 01. Apr, 2017 by .

By AMP Life Limited, originally published 10 June 2016 at https://www.amp.com.au/news/2016/june/how-can-delayed-gratification-help-finances Are you the type of person who always has to have the latest clothes, smart technology or gym gear?  If you answered yes to this question, you could be a person who likes instant gratification, that is, you like to indulge in instant reward […]

Continue Reading