Tag Archives: Money Management

Spending money in a cashless world

Posted on 01. Nov, 2019 by .

How the move to electronic payments could be making it easier to spend…and what to do about it. It’s Thursday morning and almost the end of the working week. You’re walking to the train station and you realise you’ve forgotten to top up your public transport card. No matter…a few clicks later and you’ve transferred […]

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Making the most of record-low interest rates

Posted on 01. Oct, 2019 by .

The Reserve Bank of Australia (RBA) took the cash rate to a record low of 1% in July, bringing mortgage rates to their lowest level in more than half a century. However, the low cash rate also means your money in the bank could be earning less interest. Why did the RBA cut rates? Rate […]

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Women and Money: Challenges and financial strategies

Posted on 01. Aug, 2019 by .

Many women are still lagging behind in their longer term super savings.i There are several reasons for this that are often out of a woman’s control. However, women can try certain strategies to improve their financial situation. What’s holding women back financially? Women face some very real and specific challenges when planning to put money aside […]

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What kind of money parent are you?

Posted on 01. Jun, 2019 by .

Many parents approach the topic of money differently, but could your way of doing things influence your kids’ success? The majority of Aussie mums and dads recognise that they’re accountable when it comes to shaping their children’s perspective around money matters. A recent report published by the Financial Planning Association of Australia (FPA), revealed parents […]

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6 steps to get your money stuff together

Posted on 01. May, 2019 by .

If you’re like three out of four Australians, you may have started the year without a proper budget.i  Research indicates that over a third of us believe budgeting is too much effort and almost one in five Aussies say budgeting takes too much time.i  Here are some easy wins to keep you on the right […]

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How to adult—a quick guide to personal finances in your 20s

Posted on 01. Apr, 2019 by .

Getting to grips with debt, budget and cash flow It’s a pity there’s no handy ‘How to’ book to teach you about adult life, especially when it comes to finances. It’s something that you need to learn on the job.  To make the task easier, here’s a breakdown of the three trickiest areas to get […]

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Would you like to retire by 40?

Posted on 01. Mar, 2019 by .

Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you?  When you’re starting out in the workforce and building your career, retirement can seem like a long way away. And with the age at which you can access your super and age pension creeping up—not to mention the […]

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Holiday budgeting tips — How to avoid a travel debt hangover

Posted on 01. Jan, 2019 by .

We’ve all had the feeling. You step off the plane from Bangkok still buzzing, images from your holiday flitting through your mind—the Parthenon, Big Ben, the Eiffel Tower. What a trip…you’re not going to kiss the tarmac or anything but it’s good to be home! You post the final selfie to Instagram on your mobile […]

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I’m young – do I need life insurance now?

Posted on 01. Nov, 2018 by .

Life insurance is usually not something people think about until they begin to accumulate assets, debts and dependants. And there can be a fair amount of information to sift through, including some little known and commonly misunderstood facts.  But you shouldn’t leave it too late in life to think about your cover. By ensuring you […]

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How to deal with financial stress

Posted on 01. Sep, 2018 by .

© AMP Life Limited. First published January 2018 – nearly 1 in 3 affected Close to one in three Aussies is feeling the pinch financially, with money worries reportedly leading to sleep loss, conflicts in relationships, isolation, as well as a range of other things.1 These were the findings from the inaugural Financial Stress Index, […]

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