Tag Archives: Financial Services

Estate planning and why you need a super plan

Posted on 01. Jun, 2017 by .

By AMP Life Limited and originally published 6 October 2016. When it comes to passing-on your super money, you need to put specific plans in place so the right people end up with it when the time comes. You’d probably rather be doing something other than thinking about your own mortality. But because your super […]

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Can refinancing my home loan save me money?

Posted on 01. May, 2017 by .

By AMP Life Limited and originally published on 16 November 2016 at https://www.amp.com.au/news/2016/november/can-refinancing-my-home-loan-save-me-money By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year¹ to ensure the interest rates, […]

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Can delayed gratification help you with your finances?

Posted on 01. Apr, 2017 by .

By AMP Life Limited, originally published 10 June 2016 at https://www.amp.com.au/news/2016/june/how-can-delayed-gratification-help-finances Are you the type of person who always has to have the latest clothes, smart technology or gym gear?  If you answered yes to this question, you could be a person who likes instant gratification, that is, you like to indulge in instant reward […]

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How to manage volatility in a low return world

Posted on 02. Mar, 2017 by .

Responding to changing market conditions while keeping abreast of a strategy is a delicate balance. However, it’s an important skill to develop if you wish to successfully invest using a dynamic asset allocation approach. In this article, we discuss how market volatility is different to investment risk, and how you can manage your investments during […]

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Super changes from July 2017

Posted on 01. Feb, 2017 by .

How will they impact you? We cover some of the factors to be aware of given changes have just passed in parliament and are due to become superannuation law. Earlier this year, the Federal Budget announcement included a proposal to introduce changes to super bigger than the likes of anything we’ve seen in almost a […]

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What’s your biggest obstacle to financial success?

Posted on 01. Dec, 2016 by .

Science reveals how our human­ – hardwiring can get in the way and cost us much more than we think. As humans we have changed a lot over time. Vast periods of time have seen us adapt and evolve – from hunting for food to ordering online and as our behaviour has changed, our brains […]

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Blinded by optimism

Posted on 01. Nov, 2016 by .

We’re designed to believe bed things won’t happen but it pays to think clearly and put plans in place, ahead of time. Behavioural science reveals that it’s in our nature to believe bad things won’t happen to us in the future, even if we’re accustomed to bad things occurring in the past. It may be […]

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2016 – 17 Federal Budget

Posted on 02. Jun, 2016 by .

4 May 2016 Federal Treasurer Scott Morrison put forward a number of proposed changes, mainly around contributions to superannuation and taxation, in his budget speech. Here’s a brief roundup of what the proposals could mean for you-whether you’re starting out in your career, taking care of family, on the cusp of retirement or enjoying life […]

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A bump in the road, then a new start

Posted on 04. Apr, 2016 by .

Taking stock of how your life’s traveling at the start of a new year is a great idea but you might feel more urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your life, is […]

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It must be true, I saw it on the news

Posted on 14. Jan, 2016 by .

  “Good evening and welcome to the evening news. Our top story – the All Ordinaries rose by one point on limited trading with little economic data of any consequence released today”. That’s a line viewers are unlikely to hear when they flick on the 6pm news. It’s not very dramatic, and it’s not bad news. […]

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