Tag Archives: Financial Portfolio

When starting a family, plan early.

Posted on 07. May, 2013 by .

It is estimated to cost more than $1 million to raise the average Australian family of 2.7 children up to age 24. 1 So the more financially prepared you are for the patter of tiny feet, the more you will be able to cope as they grow into their size 11 boots. Preparation needs to start even before you are […]

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To buy or not to buy? That is the question.

Posted on 21. Mar, 2011 by .

According to expert portfolio managers, two of the best times to buy equities during this investment lifetime were after the economic recoveries of 1974 and 1990. The lead-up periods to each of these recoveries were also the closest in terms of economic meltdown to what we have recently been through, and are facing now. In 1974 and 1990, after the first spurt of economic growth, growth decelerated again (as it has in this past quarter) before the economy took off again.

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It pays to have Trauma Insurance

Posted on 14. Mar, 2011 by .

While it’s not nice to think about, trauma insurance can be viewed as “recovery insurance” – taking the pressure off while you focus on recovering from an illness or accident rather than worrying about your finances. It should be considered an essential part of any robust wealth protection plan, as the case studies below illustrate.

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The superannuation gender gap

Posted on 13. Dec, 2010 by .

It’s an unfortunate fact that a typical woman is estimated to save 35% less for her retirement than the average man. This can be because women are more likely to take career breaks or work part-time when they start a family or care for a loved one.

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Investors had a lot to consider over the June quarter

Posted on 06. Sep, 2010 by .

US and European first quarter earnings were positive as inventories were built back up from historical lows, which also contributed to an expected spike in above average GDP amongst many developed markets. Risk aversion entered quickly in mid-April with concerns around the sovereign debt risks in Europe, particularly for the PIGS (Portugal, Italy/Ireland, Greece and Spain).

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Diversify Your Financial Planning Portfolio

Posted on 30. Nov, 2009 by .

One of the most effective means of reducing the different types of risk is to diversify your portfolio. You can reduce the volatility by ensuring that it is not totally exposed to any one type of investment or investment approach. […]

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