Tag Archives: Financial Planning Melbourne

What to do when you come into money

Posted on 01. Nov, 2017 by .

Published on Advant Plus in July 2017.  Article by AMP Life Limited. Whether you’re faced with an inheritance, redundancy package or winning lottery ticket, it’s wise to consider your financial situation and future goals.  For most of us, a financial windfall isn’t something that comes around very often. And while the extra cash is welcome, […]

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What’s your debt age?

Posted on 03. Sep, 2017 by .

Produced by AMP Life Limited 23/1/2017 The types of debt we have largely depends on our age and stage in life. For most of us, having debt in some form or another is an inescapable fact of life. And despite its reputation, debt is not necessarily a dirty word. If managed well, it can be […]

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Estate planning and why you need a super plan

Posted on 01. Jun, 2017 by .

By AMP Life Limited and originally published 6 October 2016. When it comes to passing-on your super money, you need to put specific plans in place so the right people end up with it when the time comes. You’d probably rather be doing something other than thinking about your own mortality. But because your super […]

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Can refinancing my home loan save me money?

Posted on 01. May, 2017 by .

By AMP Life Limited and originally published on 16 November 2016 at https://www.amp.com.au/news/2016/november/can-refinancing-my-home-loan-save-me-money By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year¹ to ensure the interest rates, […]

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Super changes from July 2017

Posted on 01. Feb, 2017 by .

How will they impact you? We cover some of the factors to be aware of given changes have just passed in parliament and are due to become superannuation law. Earlier this year, the Federal Budget announcement included a proposal to introduce changes to super bigger than the likes of anything we’ve seen in almost a […]

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Should you own the roof over your head?

Posted on 03. Oct, 2016 by .

When it comes to the rent-versus­ buy debate, like many of our clients you may be weighing up the pros and cons. You might be thinking that you’d love to buy a house but it all seems out of reach right now. Are you asking whether it’s still a good idea to invest in property […]

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It must be true, I saw it on the news

Posted on 14. Jan, 2016 by .

  “Good evening and welcome to the evening news. Our top story – the All Ordinaries rose by one point on limited trading with little economic data of any consequence released today”. That’s a line viewers are unlikely to hear when they flick on the 6pm news. It’s not very dramatic, and it’s not bad news. […]

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Intergenerational wealth transfer

Posted on 16. Mar, 2015 by .

Intergenerational wealth transfer – or in simpler terms, passing on assets to your family, can be, and often is, a huge issue for all family members concerned. If done well and executed properly, it can make a real difference to the financial position of the recipients. If misjudged or poorly handled, it can cause enormous […]

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Saving in a material world

Posted on 23. Feb, 2015 by .

  It’s not easy to be thrifty in our consumer society. We’re surrounded by so much temptation that it can be difficult to avoid spending money. So why not try taking a break from spending? If you can tighten your belt on the little things, it can help ensure you have enough for the odd […]

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New Centrelink rules: affecting Government age pensions and other benefits

Posted on 25. Nov, 2014 by .

On 1 January 2015, Centrelink income test rules are changing to be less favourable for account- based pensions. However, clients who receive a Centrelink benefit and have an allocated or account-based pension in place before then will maintain their current favourable income test treatment. Do you need to take action now? If you are over […]

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