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Can refinancing my home loan save me money?

Posted on 01. May, 2017 by .

By AMP Life Limited and originally published on 16 November 2016 at https://www.amp.com.au/news/2016/november/can-refinancing-my-home-loan-save-me-money By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year¹ to ensure the interest rates, […]

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Can delayed gratification help you with your finances?

Posted on 01. Apr, 2017 by .

By AMP Life Limited, originally published 10 June 2016 at https://www.amp.com.au/news/2016/june/how-can-delayed-gratification-help-finances Are you the type of person who always has to have the latest clothes, smart technology or gym gear?  If you answered yes to this question, you could be a person who likes instant gratification, that is, you like to indulge in instant reward […]

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How to manage volatility in a low return world

Posted on 02. Mar, 2017 by .

Responding to changing market conditions while keeping abreast of a strategy is a delicate balance. However, it’s an important skill to develop if you wish to successfully invest using a dynamic asset allocation approach. In this article, we discuss how market volatility is different to investment risk, and how you can manage your investments during […]

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Super changes from July 2017

Posted on 01. Feb, 2017 by .

How will they impact you? We cover some of the factors to be aware of given changes have just passed in parliament and are due to become superannuation law. Earlier this year, the Federal Budget announcement included a proposal to introduce changes to super bigger than the likes of anything we’ve seen in almost a […]

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Spending more to the tax office than you should?

Posted on 03. Jan, 2017 by .

Can you keep more money for yourself and work towards being better off from 2017? As the year-end fast approaches, it’s a good time to think about how you can start working towards being better off. Before the end-of-year holidays start shifting into full swing and before you know it you’re splurging your hard-earned money, […]

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Merry Christmas & Happy New Year!

Posted on 18. Dec, 2016 by .

Merry Christmas Team Video! The team here at Abound Financial & Lifestyle Planning would like to thank you for your support throughout 2016 and wish you, your family and friends a very Merry Christmas & a happy, safe and prosperous New Year! We look forward to seeing you all in 2017!

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What’s your biggest obstacle to financial success?

Posted on 01. Dec, 2016 by .

Science reveals how our human­ – hardwiring can get in the way and cost us much more than we think. As humans we have changed a lot over time. Vast periods of time have seen us adapt and evolve – from hunting for food to ordering online and as our behaviour has changed, our brains […]

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Blinded by optimism

Posted on 01. Nov, 2016 by .

We’re designed to believe bed things won’t happen but it pays to think clearly and put plans in place, ahead of time. Behavioural science reveals that it’s in our nature to believe bad things won’t happen to us in the future, even if we’re accustomed to bad things occurring in the past. It may be […]

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Should you own the roof over your head?

Posted on 03. Oct, 2016 by .

When it comes to the rent-versus­ buy debate, like many of our clients you may be weighing up the pros and cons. You might be thinking that you’d love to buy a house but it all seems out of reach right now. Are you asking whether it’s still a good idea to invest in property […]

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Social Security Age Pension Assets test changes in January 2017

Posted on 01. Sep, 2016 by .

You may be aware that the Age Pension assets test will change from 1 January 2017, impacting the thresholds by which the value of assets owned (excluding the family home) are based on, before you may lose your eligibility for the Age Pension. These changes are aimed at increasing the amount of people eligible for […]

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