Archive for 'LifeStyle Planning'

Can delayed gratification help you with your finances?

Posted on 01. Apr, 2017 by .

By AMP Life Limited, originally published 10 June 2016 at https://www.amp.com.au/news/2016/june/how-can-delayed-gratification-help-finances Are you the type of person who always has to have the latest clothes, smart technology or gym gear?  If you answered yes to this question, you could be a person who likes instant gratification, that is, you like to indulge in instant reward […]

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Should you own the roof over your head?

Posted on 03. Oct, 2016 by .

When it comes to the rent-versus­ buy debate, like many of our clients you may be weighing up the pros and cons. You might be thinking that you’d love to buy a house but it all seems out of reach right now. Are you asking whether it’s still a good idea to invest in property […]

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New Year’s resolutions for a wealthy 2015!

New Year’s resolutions for a wealthy 2015!

Posted on 25. Jan, 2015 by .

At this time of year, many of us will commit to do things a little differently in the New Year – to improve ourselves, help others or the environment, or simply avoid doing the same things all over again! Head of Retail and Corporate Business, Craig Keary from AMP Capital has some sage advice: “Health […]

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Tips and traps of credit

Posted on 26. Jun, 2014 by .

Starting out with a HECS debt is bad enough, but abusing a credit card can also mean trouble. Admittedly it’s tempting to spend with interest rates at current levels, but most credit cards still have double-digit rates.[1] Of course a card is useful when you don’t have ready cash, but unless you pay off the […]

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Tips and traps of credit

Tips and traps of credit

Posted on 26. Jun, 2014 by .

Starting out with a HECS debt is bad enough, but abusing a credit card can also mean trouble. Admittedly it’s tempting to spend with interest rates at current levels, but most credit cards still have double-digit rates.[1] Of course a card is useful when you don’t have ready cash, but unless you pay off the […]

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Planning your route to financial freedom

Posted on 21. Apr, 2014 by .

Before you climb Mt Everest, you have to reach Base Camp. Before you reach Base Camp, you have to reach Lukla. Before you reach Lukla, you have to reach Kathmandu. Any major goal requires several crucial steps to complete the journey, and it’s no different to your finances. So before you plan your summit assault, […]

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Capturing investors’ interest

Capturing investors’ interest

Posted on 21. Mar, 2014 by .

It may have taken a brilliant mathematician, such as Albert Einstein, to declare that “compound interest is the eighth wonder of the world’’ but it took a brilliant investor, Warren Buffett, to prove the theory in all its wonderful glory. Mr Buffett, one of the canniest investors around, explained that his “wealth has come from […]

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How to beat the chemistry of online overspending

Posted on 26. Feb, 2014 by .

Dopamine is a chemical neurotransmitter that helps control the brain’s reward and pleasure centres. In other words, you feel a rush of dopamine in response to pleasurable activities like say food or shopping. But the flipside of this chemistry can prove a real financial problem. Say you’ve come home from work after a long and […]

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Investor confidence grows with market

Posted on 01. Nov, 2013 by .

After several years in their bunkers, Australian investors are beginning to look beyond the safe haven of cash in the search for better returns. Shares have started the year with strong gains, the residential property market is showing signs of recovery and superannuation fund returns are the healthiest in years. Suddenly, growth is back on […]

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When starting a family, plan early.

Posted on 07. May, 2013 by .

It is estimated to cost more than $1 million to raise the average Australian family of 2.7 children up to age 24. 1 So the more financially prepared you are for the patter of tiny feet, the more you will be able to cope as they grow into their size 11 boots. Preparation needs to start even before you are […]

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